Job Description:-

Group Technology and Operations (TO) enables and empowers the bank with an efficient, nimble and resilient infrastructure through a strategic focus on productivity, quality control, technology, people capability and innovation. In Group TO, we manage the majority of the Banks operational processes and inspire to delight our business partners through our multiple banking delivery channels.

Job Responsibilities:

To consistently meet the Digital Ops targets set (KPIs) without compromising quality of service delivery

To complete meet all customers requests as per defined guidelines

To adhere to professional standards of behaviour conduct in dealing with customers fellow staff

To proactively identify opportunities to improve the service performance

Should exemplify and be aligned to DBS culture where the employees are expected to reflect PRIDE values Purposeful, Relationship Led, Innovative, Decisive and all this with a lot of Fun.

To exemplify the values of DBS Asian Service Respectful, Easy to Deal With and Dependable in their interactions with both internal and external stakeholders.

To be aligned to the DBS strategy of Joyful Banking - through Customer Journeys and Digital Banking reach.

To take accountability for KPIs such as First Contact Resolution (FCR), Customer Satisfaction (CSAT), Complaint Management Index (CMI), Average Handling Time (AHT), Individual Productivity Quality Processing

Respond to inbound chat inquiries and inbound/outbound phone call and effectively consult customers or prospective customers regarding features or any other support require

Provide Chat one-on-one, real time, text/ voice/ video based interactive conversation to customers

Answering or making calls to customers/prospects to learn about and address their needs, complaints, or other issues with products or services.

Responding efficiently and accurately to callers, explaining possible solutions, and ensuring that customers feel supported and valued.

Engaging in active listening with callers, confirming or clarifying information and diffusing angry customers, as needed.

Responsible to handle multiple chat sessions and provide appropriate level of service and issue resolution according to company guidelines while providing a superior customer experience.

Receive and answer customer questions/ complaints and resolve queries related to claims, warranties, and product servicing

Support customer queries from other channels Service Requests, Social Media, Email etc.

Follow standard screens/scripts as appropriate

Maintain and update customer account records as needed

Appropriately escalate customer questions and issues as and when necessary according to guidelines.

Responsible to handle back office processes

Coordinate with immediate supervisor or other personnel as needed to resolve issues not of routine nature

Gather information and examine forms, policies, and other records as provided by customer to make appropriate determination of resolution

Forward suspected fraudulent and questionable Service Request to appropriate personnel

Balance workload based on business needs between paperwork and in-bound chats/calls. Responsible for meeting deadlines and requirement

Build and maintain effective working relationships and support teamwork in meeting company goal

Adhere to processes and guidelines in line with the defined governance standards

Job Requirement:

• Minimum of one year of experience as a Customer Service Representative in a 24x7 contact centre environment OR in a Back Office Processing Centre in Banking Industry
• Experience moving between multiple computer screens while entering data
• Experience in handling difficult customer chats/conversations, while simultaneously entering data on different screens
• Bilingual a plus, preferably with knowledge of Hindi
• A minimum of graduate. Professional Certification/ Courses over and above this would be an added advantage
• AMFI / IRDA certified
• Prior experience in handling MF/Insurance related queries
• This position is for Contact(Call) Centre Agent and their role to start would be to assist customers via Calls Chats.
• It would be 247work environment for both male female employees.
• No Cab arrangement for Office, CSO has to travel self for generic day shifts.